Personal Savings Accounts


MidWest America offers several savings accounts designed to fit your specific needs, whether it be vacation, Christmas, education, or a higher interest bearing account such as Liquid Gold. These accounts are in addition to our Regular Savings account.



Account Name
Min. Balance
Min. Balance to Earn Dividends
Regular Savings $5.00 $200.00 General savings
You Name It Savings $1.00 $0.00 Individualize your own account by naming it yourself (e.g. Sam & Lisa's Wedding Account)
Liquid Gold $2,500.00 $2,500.00 Higher balances earn greater dividends without any time commitment
Kids Club $10.00 $0.00 Account for kids 12 and under with special rewards and activities


Monthly, a fee will be assessed to accounts which maintain an average aggregate balance of less than $500 for the previous two months. This fee will be waived if the checking account has 5 or more financial transactions (fee withdrawals or dividends are not considered financial transactions) during the month, there is an open loan, or the account belongs to a minor (less than age 18).


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