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MidWest America offers a choice in checking accounts to best suit your needs. Whether it's our Freedom Checking or Advantage Checking account we've designed a product that is just right for you. Along with your checking account, you won't want to be without our Visa Check Card. This service works hand in hand with your checking account by allowing you to make purchases without using paper checks with the convenience of a credit card. Current rates

Reward Checking

Reward Checking acts like a traditional checking account but has added features that actually reward you for using it. Earn rewards like a premium interest rate, fee refunds on ATMs nationwide, and receive free bill payer. All you have to do to get these great benefit is fulfill three easy requirements—things you're probably doing already. Click here for more information.


Advantage Checking

Advantage Checking is a checking account that delivers more value and offers the benefits you really need: savings, security, and convenience. You can keep your old account number and use up your current supply of checks.Once you have opened your Advantage Checking account, click here to sign up for any of the benefits listed below:

• Free personalized "Advantage" Checks*
• Dividends now paid monthly on qualifying balances:
  • 1st Tier: $1,000 to $2,499
  • 2nd Tier: $2,500 to $4,999
  • 3rd Tier: $5,000 & above
• No minimum balance requirements
• Easy to read monthly statement
• $10,000 Accidental Death & Dismemberment Insurance
• $35,000 Common Carrier Insurance
• Credit Card Protection
• Key Ring Registration
• Local Pharmacy Card
• Travel & Entertainment Discounts
• AND MANY MORE BENEFITS!

  * To receive these benefits please contact your local branch

Low, monthly dues:

• Members under Age 50: $5 per month
• Members Age 50 & above: $4 per month
• Patriots Club Members: $3 per month

Freedom Checking

• No Monthly Service Charges
• Carbonless copy of each written check
• Overdraft protection available
• No minimum balance requirements
• No dividends paid
• Easy to read monthly statement
• No "per check" charges
• Ask about our convenient VISA Check Card..."Looks like a credit card, but works like a paper check!"

VISA® Debit Cards

• Looks like a credit card, but works like a check
• No annual fee or usage service fee
• Saves on writing paper checks
• Accepted worldwide wherever VISA is accepted
• Purchase is automatically deducted from checking account
• Appears on monthly checking account statement

View Cancelled Checks & Pending ACH Transations

You may obtain copies of canceled checks & view pending ACH transactions thru MidWest America Internet Banking at no cost to you.

To view upcoming ACH transactions, simply sign on Internet Banking and click on the link at the bottom of the main screen. To view cleared checks, bring up your checking account history. Once you have located the cleared check on the history page, click on the check # and the check image will appear on your screen. Depending how the retailer processes your item, you will either receive a computer generated image or the actual check image. You may print the image at that time on your own printer.