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Loan Rates

Rates effective 8/1/08 thru 8/31/08
*APR = Annual Percentage Rate

Vehicle Loans
Loan Type Term APR* Sample Loan Payment
New Vehicle Up to 36 months as low as 5.89% Calculate
New Vehicle 37 to 48 months as low as 5.89% Calculate
New Vehicle 49 to 60 months as low as 5.89% Calculate
New Vehicle 61 to 72 months as low as 6.64% Calculate
New Vehicle 73 to 84 months as low as 7.64% Calculate
Used 2005-2008 Up to 60 months as low as 6.14% Calculate
Used 2005-2008 61 to 72 months as low as 6.89% Calculate
Used 2005-2008 73 to 84 months as low as 7.64% Calculate
Used 2004 Up to 60 months as low as 6.64% Calculate
Used 2002-2003 Up to 54 months as low as 6.89% Calculate
Used 2001 Up to 48 months as low as 7.14% Calculate

Rates and applicant's qualifications may vary.

 
Watercraft/Recreational Vehicle Loans
Loan Type Term APR* Minimum Loan Amount Sample Loan Payment
New Vehicle Up to 36 months as low as 5.89% n/a Calculate
New 2008 Up to 48 months as low as 5.89% n/a Calculate
New 2008 49 to 60 months as low as 5.89% n/a Calculate
New 2008 61 to 72 months as low as 6.64% n/a Calculate
New 2008 73 to 84 months as low as 7.64% n/a Calculate
New 2008 85 to 96 months as low as 7.94% $20,000 Calculate
New 2008 97 to 120 months as low as 8.19% $25,000 Calculate
New 2008 121 to 144 months as low as 8.44% $25,000 Calculate
New 2008 145 to 180 months as low as 8.69% $30,000 Calculate
Used 2005-2008 Up to 60 months as low as 6.14% n/a Calculate
Used 2005-2008 61 to 72 months as low as 6.89% n/a Calculate
Used 2005-2008 73 to 84 months as low as 7.64% n/a Calculate
Used 2005-2008 85 to 96 months as low as 8.29% $20,000 Calculate
Used 2004 up to 60 months as low as 6.64% n/a Calculate
Used 2004 61 t0 72 months as low as 7.64% $25,000 Calculate
Used 2002-2003 up to 60 months as low as 6.89% n/a Calculate
Used 2002-2003 61 to 66 months as low as 9.14% n/a Calculate
Used 2001 up to 48 months as low as 7.14% n/a Calculate

Rates and applicant's qualifications may vary.

 
Share Secured Loan
Loan Type Term APR* Sample Loan Payment
100 % Share Secured Up to 7 Years 3.50% Calculate
75 % Share Secured -
$20,000 maximum		 Up to 5 Years 5.50% Calculate
50 % Share Secured -
$10,000 maximum		 Up to 4 Years 6.50% Calculate

 

 
Overdraft Loan
Loan Type Term APR* Sample Loan Payment
Overdraft Loan Approx. 60 months 12.00% Calculate

Maximum loan amount is $5,000.

 
Personal Loan
Loan Type Term APR* Sample Loan Payment
Personal Up to 48 months as low as 11.30% Calculate
Personal 49 through 84 months as low as 11.80% Calculate

Discount for net check or 100% payroll deduction. Rates and applicant's qualifications may vary.

 
Second Mortgages (Fixed Rate)
Loan Type Term APR* Sample Loan Payment
Second Mortgage
Owner Occupied		 up thru 120 months as low as 6.24 % Calculate
Maximum amount financed is the lesser of $60,000 or 95% of Appraisal Value minus First Mortgage. Property location must be within a fifty (50) mile radius of any MidWest America Branch.

 

 

 
 
 
Your savings are federally insured by the National Credit Union Administration and up to an additional $250,000 by Excess Share Insurance, for a total of $350,000.- learn more.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government, the National Credit Union Administration, a U.S. Government Agency, and up to an additional $250,000 by Excess Share Insurance, for a total of $350,000. IRAs are separately insured to $250,000 by the National Credit Union Administration, a US Government Agency, and an additional $250,000 by Excess Share Insurance, for a total of $500,000.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.