Online Banking

Online Account Management

MidWest Internet Banking is a free service that enables our members to access and perform transactions on their account(s) using the Internet. This includes: real time transfer of funds within the account; real time view of your account histories & balances, and member to member transfers.

Please note that we limit check withdrawals from home banking to $5,000 per day to protect your account. 

Attention Quicken Connect users: If you need help setting up Quicken Connect with your MidWest America FCU account, please view our help guide.

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Phone Banking

MidWest Phone Banking provides 24 hour access, 7 days a week, to members to verify savings, checking, and loan balances. It's convenient, free, and requires only a PIN number. Commands can be spoken using our voice recognition software or entered manually by touch-tone access.

In addition to transferring funds within your own account, Phone Banking can be setup to enable you to transfer from your account to up to nine additional Credit Union members with our Member to Member Transfer feature.


  • 260-423-8278
  • 260-482-3334 ext. 5278

Toll Free

  • 1-800-847-2278
  • 1-800-348-4738 ext. 5278

Mobile Banking

This service makes it easier and faster to do all of your banking conveniently on-the-go and from any mobile device. Our mobile banking solutions include:

For our members with a smartphone, we have a dedicated application for iOS and Android™ devices.

Our app includes Remote Deposit Capture, so you can deposit checks right on your smartphone or tablet! Up to $200 of your check will be available immediately upon deposit. The remaining amount will be on hold for 3 business days. Deposit up to $3,000 daily and $12,000 monthly.

For detailed instructions on how to enroll for any of these free services, please read our Enrollment Help guide.


Download on the App Store       Get it on Google Play

Have you ever misplaced your debit card? Later you may find your card and want to use it again. Possibly you learned that your card was lost or stolen. Using our Card Control feature provides you the option of turning “on” or “off” your card in these types of situations. Whether it is day or night, you can have the peace of mind that access to your card has been disabled. Not only can you disable the card, you can also order a new one. There are other great features available too such as Quick Balance and Fingerprint Authentication.

You may also use our mobile banking service without downloading our app by visiting our website on your mobile device. SMS banking is available for all phones and can be setup through our mobile website. *Also, please note that the Credit Union will never ask for your account number or other personally identifying information via SMS text message.


Bill Payer

Online Bill Payment Service

Pay bills over the Internet using your Credit Union checking account with MidWest Bill Payer. When paying a bill, you determine the amount and date you want it sent. No stamps needed. Plus, you have a great record of all your paid expenses. There is no fee for this service; however, there is a $5 fee assessed if there are 90 days of no activity.

Additional features include Rush Payments to prevent late fees and Gift Pay for special occasion checks for birthdays, graduations, etc. Payments can be made to any entity within the US—including government agencies (i.e. child support; alimony; and taxing authorities.) And you will not need to have a separate user ID and password-you are able to access the Bill Payer system via MidWest America’s Internet Banking or Mobile App.

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Receive your monthly statement sooner than by mail. You must be signed up for our free Internet Banking product in order to retrieve your monthly statements electronically. This service is at no cost to you. You can print your statement or if you only want to view it online, statements can be archived for several months starting with your first e-statement. Click here to log into MidWest Internet Banking and sign up for e-statements.

VISA® Account Access

MidWest America offers a safe and convenient way to manage your Home Equity Line of Credit VISA with online account access. This service is also available to members who have an existing VISA® credit card transferred to MidWest America.

  • View your credit card statement
  • Obtain payment information
  • Make online payments

*Attention existing credit card holders, if you are in need of your cardholder’s agreement please contact the Credit Union to obtain a copy by calling 800-348-4738 ext. 4000.

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Would you like to know when your account balance falls below a certain amount, when a particular check has cleared, when a direct deposit has been made, or if your account has a negative balance? You can get the answers to these questions and more with e-Alerts which sends a message directly to your cell phone or email account. Alerts are free and you avoid fees with immediate notification of your account status!

To sign-up for this service, log into your account using MidWest Internet Banking. You can select which alerts are important to you.

If you need assistance is setting up your e-Alerts, please visit our e-Alert instructions.