Business Accounts
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BUSINESS ACCOUNTS
Business Deposit Accounts
MidWest America Federal Credit Union offers multiple options for your Business Checking and Savings accounts, including paid dividend distributions.
We feel that straightforward, easy to understand products, serve our members best. In addition, all Business Deposit Accounts are insured to $250,000.00 by NCUA, with an additional $250,000.00 insured by Excess Share Insurance.
Already have a business account? Enroll in Digital Banking ->
MEMBER BUSINESS SHARE SAVINGS
Current Rates
BUSINESS GOLD MONEY MARKET
Current Rates
SMALL BUSINESS CHECKING
- No minimum balance
- No opening deposit requirement
- No monthly maintenance fee
- No dividends
- $0.35/item* over 200 transactions
- $0.50/check for mobile deposits
- Cash handling fee
BUSINESS CHECKING
- No minimum balance
- No opening deposit requirement
- $20 monthly maintenance fee
- Dividends paid monthly
- $0.10/item*; no transaction limit
- $0.50/check for mobile deposits
- Cash handling fee
ASSOCIATION CHECKING
- Not-for-profit business only
- No minimum balance
- No opening deposit requirement
- No monthly maintenance fee
- No transaction fees
- Dividends paid monthly
* A transaction is defined as each item presented to the account. Must open a Business Share Savings to qualify for any other products. Business Share Savings may incur a monthly service fee if requirements are not met.
BuSINESS Resources
Running a business can be both rewarding and challenging, and having the right support makes all the difference. From securing financing to accessing expert advice, valuable resources are available to help small businesses thrive at every stage. Whether you need funding options, training programs, legal assistance, marketing tools, or tech solutions, there are resources to guide you and streamline your operations. Discover how you can make the most of these essential tools and give your business the support it needs to succeed.
FinCEN
This page from the Financial Crimes Enforcement Network (FinCEN) provides information on beneficial ownership requirements, helping businesses comply with federal regulations aimed at increasing financial transparency and preventing fraud. It offers resources on reporting requirements, regulations, and compliance deadlines.
SCORE
SCORE Fort Wayne offers free mentorship, workshops, and resources for small business owners and entrepreneurs in Fort Wayne, Indiana, as part of the nationwide SCORE network. With guidance from experienced volunteer mentors, small businesses can access valuable insights on planning, marketing, funding, and more.
Small Business Administration
The SBA supports small businesses with resources like low-interest loans, grants, and free educational materials. Its website offers information on funding options, government contracting, disaster relief, and other essential tools to help small businesses start, grow, and succeed.
Indiana Small Business Development Center
The ISBDC provides resources, guidance, and support for Indiana small businesses at all stages of development. With free business advising, market research, and educational programs, the ISBDC helps entrepreneurs launch and grow their businesses in Indiana.
Community Development Corporation of Northeast Indiana
The CDC of Northeast Indiana offers affordable loans, financial support, and business guidance to small businesses and startups in Northeast Indiana. It aims to stimulate economic growth in the region by providing accessible funding and resources to entrepreneurs and small businesses.
Minority Business Development Agency
The MBDA supports the growth and success of minority-owned businesses across the U.S. by providing access to capital, contracts, and markets. The site offers resources on funding, networking, and business development, all geared toward empowering minority entrepreneurs and fostering economic inclusion.